The $324,845 median sale price for a Deerfield Beach property blends two very different markets into one number.

Key takeaway

That median covers the 90 days ending September 30, 2026, and almost no buyer pays it. It splits into a condo market at roughly half that price and a house market well above it. If a condo fits your needs, that's where you hold the most negotiating power right now. If you need a yard and no association, budget for a single-family house and expect sellers to hold firmer on price.

Who this guide is for

You're setting a budget for a home in Deerfield Beach and deciding whether that money should go toward a condo, a townhouse, or a single-family house.

What is the average cost of a home in Deerfield Beach?

The blend hides a speed gap as well as a price gap. Condos took a median 123 days to sell and houses 71, so the all-homes figure describes neither market. Budget by the property type you plan to buy, and follow housing market trends for that type, since each segment moves at its own pace.

Why medians matter more than averages

Half of sales closed above a median and half below it. A few multi-million-dollar waterfront sales can pull an average (mean) price up, but they don't distort a median. Still, a median that isn't labeled by property type says little about the home you want, so ask which measure and which months any quoted "typical" price covers.

Making sense of this year's price increases

The all-homes median rose 14% year over year, faster than any single property type. Single-family homes rose 5.2%, condos rose 4.8%, and townhouses rose 9.3% over the same 90 days. That gap suggests more houses and townhouses made up this year's sales mix, rather than every home gaining that much in value. Pricing a condo off the headline means using the wrong number. Medians can't be split cleanly, so treat the mix effect as a strong signal rather than a precise measurement, and rely on a comparative market analysis for your property type.

Condo prices in Deerfield Beach

Condos are the most-sold of the types of homes in Deerfield Beach, at nearly half of all sales, and the cheapest way in. Buyers hold the most power here, but monthly and legal costs need checking before that discount counts.

Typical condo costs

The median sale price for a Deerfield Beach condo was $151,984, based on 173 sales in the 90 days ending September 30, 2026. That price leaves out monthly dues and special assessments. Those can shift your cost of ownership more than a few thousand dollars off the purchase price ever would.

How much room condo buyers have to negotiate

Condos have 8.5 months of supply and sold at a median 93.3% of list price. For illustration only: a condo listed at $160,000 that closes at that ratio sells near $149,300, roughly $10,700 under asking. That's a median, not a guarantee for any one unit. The same slow market works against you at resale, which can mean a long wait and a discount when you sell.

Condo fees, inspections and assessments

Florida requires a structural integrity reserve study at least every 10 years for condo buildings three habitable stories or taller. Older buildings also face milestone structural inspections, with initial deadlines in 2024 and 2025 depending on the building's age.

Ask the board for current monthly dues, what they cover, and the status of these reports. Read the association's minutes and budget before your inspection period ends, because a large special assessment can wipe out your entire negotiated discount. If you plan to use an FHA loan, confirm the building appears on HUD's FHA-approved list.

How age and rental rules affect condo values

Some Deerfield Beach condo communities are age-restricted, and many limit leasing. Under federal law, a 55+ community must have at least one resident 55 or older in at least 80% of occupied units. The city also requires owners to register a vacation rental if they rent to transient occupants more than three times in a calendar year for periods under 30 days.

Occupancy and leasing limits shrink the pool of future buyers and tenants, which can keep a unit cheap to buy and slow to sell. Read the declaration and rules for occupancy, minimum lease terms, and pet limits before you go under contract.

Townhouse prices in Deerfield Beach

Townhouses are the middle option: more space than most condos for less than a house, but the least room to negotiate.

Typical townhouse costs

The median sale price for a townhouse was $415,155, based on 39 sales in the latest 90 days. With so few sales, one or two large or waterfront townhouses can shift that median noticeably. Check comps for the specific community instead.

How close townhouses sell to asking price

Even with 7.3 months of supply, townhouses sold at a median 97.5% of list price, closer to asking than condos or houses. For illustration only: a $420,000 asking price at that ratio closes near $409,500. Plenty of listings doesn't mean bargains here. Expect a near-asking deal, plus HOA dues and rules similar to a condo's.

Single-family home prices in Deerfield Beach

Single-family houses are the high side of the trade-off. You get private yards and usually no shared walls, but you need a much larger budget and may compete with other buyers.

Typical house costs

The median sale price for a single-family house was $524,791, about three and a half times a typical condo. Many houses still sit in HOA communities. Before assuming a house means no fees, ask whether the property has an association, what the dues are, and what architectural or rental rules apply.

Competition in the single-family market

Houses have 3.5 months of supply, well under half the condo figure. In the latest 90 days, 14.3% of houses, about 1 in 7, sold above asking. Well-priced houses can draw multiple offers, so line up financing before you start touring. Bidding above list still has to clear the appraisal, and any gap between your offer and the appraised value comes out of your cash.

Comparing price per square foot across property types

The single-family median was $315 per square foot and the condo median $175, so a square foot of condo costs about 44% less. Use per-foot pricing to compare listings within one property type, not across types. It leaves out land, private outdoor space, and monthly dues, so the cheaper square foot isn't always the cheaper home to own.

Costs beyond the purchase price

Monthly carrying costs and closing fees change what you pay to own the home, and the amounts vary by property type.

Buyer closing costs

Buyer closing costs come on top of the purchase price and depend on your loan type and Broward County customs. Who pays for title insurance varies by contract, so request a lender loan estimate early rather than relying on a rule of thumb.

Estimating your property taxes

Florida reassesses a home at sale, so the seller's tax bill won't be yours. The homestead exemption can reduce a qualifying owner-occupied home's taxable value by up to $50,000. Save Our Homes then caps yearly assessed-value increases at 3% or the CPI change, whichever is lower.

A seller with years of that protection may pay far less than you will in your first year. The City of Deerfield Beach's 2025 millage rate, the most recently available, was 20.2694 mills. Estimate taxes at your purchase price with the Broward County Property Appraiser estimator rather than the seller's bill.

Homeowners and windstorm insurance

Broward County's average homeowners premium including wind coverage was $6,136 per year as of March 2026. Roof age and a wind mitigation inspection can change your premium, and some insurers decline older roofs entirely. Condo owners insure the interior while the association insures the structure and passes that cost through dues. Get binding quotes during the inspection period, before your deposit becomes non-refundable.

Mortgage payment and income needed

Your monthly payment depends on your interest rate, down payment, taxes, insurance, and dues. Lenders count HOA dues in your debt-to-income ratio, so a cheap condo with high dues can qualify you for less than you'd expect.

Work out the income needed with an affordability calculator using your property type's median, not the blended figure. Check whether you qualify for local homebuyer assistance programs before you set your down payment. This is general information, not financial advice.

Where prices run highest and lowest in Deerfield Beach

City-wide figures don't break out neighborhood prices, yet location drives much of the cost, especially waterfront lots versus inland subdivisions. For current asking prices by area, compare the most expensive areas and best neighborhoods in the city.

Buying in The Cove

Canal and waterfront lots with Intracoastal Waterway access put The Cove at the top of the single-family market. Waterfront ownership adds seawall, dock, and flood-insurance costs. Ask for the seawall's age and condition, and for the elevation certificate, before you make an offer.

Buying in West Deerfield Beach

West-side addresses trade beach proximity for more inland housing choice. Some homes with a Deerfield Beach mailing address sit outside city limits, which changes your millage rate and city services. Confirm the jurisdiction on the Broward County Property Appraiser record.

How to choose a property type for your budget

Start with your budget:

• If it is closer to $200,000, go to condo prices.
• If it is closer to $500,000, compare townhouse prices with single-family home prices.

If you need private outdoor space and freedom from association approval and rules, read the single-family section and skip the condo fee and age-rule checks.

If you'd rather negotiate hard, see how much room condo buyers have to negotiate. If you prefer a quicker, more predictable deal, see how close townhouses sell to asking.

If you'll use FHA financing or need low monthly costs, read the condo fees, inspections and assessments section and the mortgage payment section before you shortlist buildings.

If you want the lowest entry price and the most room to negotiate, start with condos. If you want the most living space per dollar, start with condos, then townhouses. If you want more room than a typical condo and a predictable, near-asking deal, start with townhouses. If you want a private yard and no shared walls, and you can act quickly, start with single-family houses. Mario Rodriguez can pull recent closed sales for the exact property type and community you're considering.

Deerfield Beach market stats at a glance

• All homes, 90 days ending Sep 30, 2026: median sale price $324,845, up 14% year over year, based on 350 sales
• All homes, 90 days ending Sep 30, 2026: median $258 per sq ft; median 89 days on market
• All homes, 90 days ending Sep 30, 2026: sold at 95.1% of list price on median; 6.7% sold above list; 6.5 months of supply; 743 homes for sale
• Single-family homes, 90 days ending Sep 30, 2026: median sale price $524,791, up 5.2% year over year, based on 135 sales
• Single-family homes, 90 days ending Sep 30, 2026: median $315 per sq ft; median 71 days on market; sold at 96.8% of list; 14.3% sold above list; 3.5 months of supply; 156 for sale
• Condos, 90 days ending Sep 30, 2026: median sale price $151,984, up 4.8% year over year, based on 173 sales
• Condos, 90 days ending Sep 30, 2026: median $175 per sq ft; median 123 days on market; sold at 93.3% of list; 1.8% sold above list; 8.5 months of supply; 478 for sale
• Townhouses, 90 days ending Sep 30, 2026: median sale price $415,155, up 9.3% year over year, based on 39 sales
• Townhouses, 90 days ending Sep 30, 2026: median $268 per sq ft; median 78 days on market; sold at 97.5% of list; 2.6% sold above list; 7.3 months of supply; 93 for sale

Deerfield Beach home price FAQs

How do Deerfield Beach home prices compare with Broward County?

Deerfield Beach runs cheaper for both main property types. For September 2026, Broward County's county-wide median was $641,500 for single-family homes and $235,000 for condos and townhouses, both above the city's medians.

Can you buy a home in Deerfield Beach for under $100,000?

Yes, but such units are a minority of condo sales. Expect older buildings, 55+ or leasing rules, cash-only requirements, and possible special assessments.

Is now a good time to buy a home in Deerfield Beach?

The overall market has 6.5 months of supply, which leans toward buyers. Condos have far more supply than houses, so your negotiating position depends on the property type.

What salary do you need to buy a home in Deerfield Beach?

It depends mostly on whether you buy a condo or a house, and on your rate. The 30-year fixed-rate mortgage averaged 7.24% as of October 29, 2026.

What zip codes cover Deerfield Beach, FL?

Deerfield Beach is located in Broward County and is covered by zip codes 33441 and 33442. Because market feeds report city-level figures rather than zip-level ones, ask your agent for comps by zip code and property type.

Does flood risk affect home costs in Deerfield Beach?

Yes. A property's FEMA flood zone determines whether a lender requires flood insurance and affects its cost. FEMA's flood map for the area was updated effective July 31, 2024. The city's participation in the Community Rating System gives an automatic 10% discount in Zones AE and AH and 5% in Zone X. Look up the address, ask for an elevation certificate, and get a flood quote before your inspection period ends.

Is Deerfield Beach expensive to live in?

On housing, the city spans low-entry condos to high-end waterfront homes, with an all-homes median of $258 per square foot. That size-adjusted figure is the one to compare against Pompano Beach and Delray Beach.

Sources

• Redfin: Data Center
• Real Listing Agent: September 2026 South Florida Real Estate Market Update
• Florida Senate: Statutes 718.112
• Florida Senate: Statutes 553.899
• Electronic Code of Federal Regulations: 24 CFR 100.305
• City of Deerfield Beach: Vacation Rentals Registration Form
• Florida Department of Revenue: Taxpayers Exemptions
• Broward County Property Appraiser: Millage Rates
• Coverage Classroom: Florida Home Insurance Cost by County
• City of Deerfield Beach: Flood Information
• Freddie Mac: Primary Mortgage Market Survey